Announcing $50M Initial Capitalization

Where Capital Builds Trust —
and Trust Builds Nations

Next-generation merchant banking combining AI-powered underwriting, tokenized sovereign debt, and transparent capital markets across Latin America.

$10B+
Target TVL by Year 5
5
Initial Markets
$1B
Target Valuation

Comprehensive Financial Services

Merchant Bank 2.0 combines traditional merchant banking expertise with cutting-edge technology to deliver unprecedented value.

AI-Powered Underwriting
Proprietary AI models assess risk based on real-time operational and ESG data, enabling dynamic credit scoring and continuous monitoring.
Tokenized Debt & Equity
Programmable instruments with automated coupons, conversions, and compliance. Bringing liquidity to private markets through blockchain technology.
Digital Syndication Network
Cross-border capital marketplace connecting institutional investors with verified deals through smart-contract-based syndication platforms.
Smart Sovereign Debt
Blockchain-based sovereign bonds tied to specific projects with transparent tracking, eliminating corruption and ensuring accountability.
Infrastructure & Project Finance
Tokenized tranches for renewable energy, logistics, and digital infrastructure projects with milestone-based disbursements.
BaaS Infrastructure
Embedded financial services for regulated payments, KYC, custody, and settlements. Modular banking infrastructure for rapid deployment.
Flagship Product

Solidus™ Smart Bonds

Revolutionary tokenized sovereign debt instruments that combine transparency, performance-based pricing, and real-time tracking. Every dollar is visible, every milestone is verified.

Step-Down Coupons
Interest rates decrease as projects progress and metrics improve
Complete Transparency
Real-time tracking of every transaction on blockchain
Corruption Prevention
Smart contracts ensure funds only release upon verified milestones
Verified Impact
AI and oracle networks validate project completion
Learn More About Solidus
El Salvador Solidus 2035
USD 500M
Republic of El Salvador • 10-Year Maturity
Initial Coupon10.00%
Step-Down Structure:
Years 1-2:10.00%
Years 3-4:9.50% (-0.25% per metric)
Years 5-6:9.00% (-0.25% per metric)
Years 7-8:8.50% (-0.25% per metric)
Years 9-10:8.00% (-0.25% per metric)
Format:Tokenized Smart Bond
Settlement:Blockchain Network
Arranger:Patrimonio Merchant Trust & Co.

Strategic Market Presence

Operating across Latin America's most dynamic economies with tailored Solidus™ bond solutions for each market.

🇸🇻
El Salvador
Digital Asset Regulatory Hub

Leveraging Bitcoin regulation and fintech openness for pilot programs and BaaS infrastructure.

El Salvador Solidus Bond Tombstone
Issue Size$500M
Starting Coupon10.00%
Target Revenue Share (Y5)10%
🇩🇴
Dominican Republic
Sovereign Smart Debt

Flagship tokenized bonds and diaspora-linked micro-bonds for infrastructure development.

Dominican Republic Solidus Bond Tombstone
Issue Size$750M
Starting Coupon9.50%
Target Revenue Share (Y5)25%
🇨🇱
Chile
ESG & Infrastructure

Anchor for institutional ESG investors with strong regulatory precedent and green finance.

Chile Solidus Bond Tombstone
Issue Size$600M
Starting Coupon8.50%
Target Revenue Share (Y5)20%
🇵🇦
Panama
Regional Settlement Hub

Gateway for offshore banking compliance, custody services, and cross-border transactions.

Panama Solidus Bond Tombstone
Issue Size$400M
Starting Coupon9.00%
Target Revenue Share (Y5)15%
🇲🇽
Mexico
Private Credit & Manufacturing

Major private credit and manufacturing base for tokenized working-capital programs.

Mexico Solidus Bond Tombstone
Issue Size$1,000M
Starting Coupon9.25%
Target Revenue Share (Y5)20%
Phase II
🇧🇷
Brazil
Energy & AI Infrastructure

Phase II expansion focusing on tokenized energy projects and AI-finance infrastructure.

Target Revenue Share (Y5)10%

Investor Information

A compelling investment opportunity in the future of Latin American capital markets.

Investment Highlights
Key metrics and projections
Initial Capitalization
$50M
Deployed over 18 months
Target Valuation (Y5)
$500M-$1B
10-20x EBITDA multiple
Year 5 Revenue
$210M
55% EBITDA margin
Target TVL
$10B+
Total value locked
5-Year Financial Projections
Revenue and profitability trajectory
Year 1
Revenue: $5M
EBITDA: ($7.5M)
-150%
Year 2
Revenue: $22M
EBITDA: $1M
5%
Year 3
Revenue: $60M
EBITDA: $20M
33%
Year 4
Revenue: $125M
EBITDA: $60M
48%
Year 5
Revenue: $210M
EBITDA: $112M
55%
Revenue Streams
Tokenization Platform29%
BaaS Infrastructure22%
AI Underwriting19%
Advisory Services14%
Co-Investment11%
ESG/Impact5%
Key Milestones
Q1 2026
Entity structuring & licensing
Q2 2026
Platform launch & AI deployment
Q3 2026
First sovereign bond issuance
Q4 2026
Regional expansion complete
Exit Strategy
Strategic Sale
To major fintech or infrastructure platform
Public Listing
NASDAQ + LatAm dual listing
Timeline
Year 5-6 exit window
Target Multiple
10-20x EBITDA or 5-10x revenue
Capital Deployment Strategy
How the $50M initial capitalization will be deployed over 18 months
Technology & AI Platform$9.0M (18%)
Sovereign Pilot Programs$8.0M (16%)
Staff & Operations$7.5M (15%)
Liquidity Reserve$7.5M (15%)
Regional Offices$5.0M (10%)
AI Underwriting Models$5.0M (10%)
Regulatory & Legal$4.5M (9%)
Marketing & IR$3.5M (7%)

About Patrimonio Merchant Trust & Co.

The Future of Trust, Built on Legacy

Patrimonio Merchant Trust & Company represents the evolution of merchant banking for the digital age. We combine the time-tested principles of traditional merchant banking—discretion, discipline, and fiduciary excellence—with cutting-edge technology including artificial intelligence, blockchain infrastructure, and programmable finance.

Our Vision

To become the operating system for programmable capital across Latin America, democratizing access to sophisticated financial instruments while maintaining the highest standards of transparency and accountability.

Our Mission

To unlock liquidity for corporations, sovereigns, and infrastructure projects through AI-powered underwriting, tokenized capital markets, and transparent governance—building trust through technology.

The Merchant Bank 2.0 Difference

1980s
Drexel Burnham
Democratized credit through high-yield bonds
2020s
Fintech Revolution
Digital infrastructure and embedded finance
2030s
Patrimonio
Programmable capital and transparent governance

Core Principles

Integrity in Motion

Every transaction is transparent, every commitment is honored, every relationship is built on trust.

Intelligence Through Data

AI and machine learning transform subjective banking art into quantitative science.

Innovation with Discipline

We embrace cutting-edge technology while maintaining rigorous risk management and compliance.

Impact with Accountability

Our smart bonds and tokenized instruments ensure capital creates measurable, verifiable impact.

Get in Touch

Ready to explore the future of merchant banking? Contact us to learn more about our services and investment opportunities.

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Contact Information
Headquarters
Panama City, Panama
Santo Domingo, Dominican Republic
Email
info@patrimonio-trust.com
investors@patrimonio-trust.com
Phone
+507 XXX-XXXX (Panama)
+1 809 XXX-XXXX (DR)
Regional Offices
🇸🇻 San Salvador
El Salvador Operations
🇨🇱 Santiago
Chile ESG Hub
🇲🇽 Mexico City
Mexico Private Credit